SOLUTIONS · FOR BANKS

Will the project finish on time — and who does that depend on?

BCC Terminal assesses execution risk through the investor, the selected team and their completed comparable projects. The financing decision remains with the bank.

PROJECT RISK ASSESSMENTILLUSTRATIVE VIEW
QUESTION
Which factors could prevent completion?
SPONSOR
REVIEWED
SELECTED TEAM
CAPACITY
TIMELINE
COMPARABLE RANGE
MONITORINGLIVE PROJECT
QUESTION
Has anything changed that requires a new review?
PHASE
UNCHANGED
PARTICIPANTS
TRACKED
SIGNAL
NO NEW SIGNAL
02 · THE TWO WORKFLOWS AT A GLANCE

Two questions. Two committees. The same defensible source of truth.

CORPORATE LENDING

Project finance built on counterparty truth.

Question
Should we finance this project and this developer?
User
Project finance · Corporate banking · Credit committee
Outcome
A committee-ready DD artifact — sponsor track record, scheme viability, comparable context and timestamps.
RETAIL LENDING

Mortgage decisions you can stand behind, project by project.

Question
Can we safely finance the purchase of a specific apartment in this project from this developer?
User
Mortgage credit · Retail risk · Branch underwriting policy
Outcome
A policy-grade signal — project credibility, completion confidence and developer reliability through the buyer-risk lens.
03 · CORPORATE LENDING WORKFLOW

Project finance built on counterparty truth.

From the moment a financing request lands until the credit committee meets, BCC Terminal lets your team build a counterparty review the way a senior reviewer would — only faster, more consistently and with an audit trail.

What the workflow contains

  • 01
    Sponsor and developer track record. Prior projects, completion history, counterparties.
  • 02
    Project finance logic. Scheme viability, comparable context, market depth.
  • 03
    Counterparty network. Who the developer builds with, finances with, sells with.
  • 04
    Defensibility. Evidence trails, timestamps, confidence cues, explainability.
  • 05
    Committee artifact. A DD output a credit committee can stand on.
DD · CORPORATECONF · HIGH · 0.82
Sample Developer EOOD
Counterparty review for project finance
SPONSOR TRACK RECORDSTRONG
SCHEME VIABILITYQUARTILE 1
COUNTERPARTY NETWORKREVIEW
COMPARABLE DEPTHHIGH
AS OF2026-04-22
RISK LENS
Repayment capacity
RISK LENS
Sponsor track record
RISK LENS
Scheme viability
RISK LENS
Market depth
04 · RETAIL LENDING WORKFLOW

Mortgage decisions you can stand behind, project by project.

BCC Terminal gives retail risk and mortgage credit teams a structured signal on the projects they are about to underwrite — so the buyer's risk and the bank's reputational risk are evaluated together, before the loan is approved.

What the workflow contains

  • 01
    Project credibility. The scheme as a place to live, not just a place to finance.
  • 02
    Developer reliability through the buyer-risk lens. The people behind the keys.
  • 03
    Completion and delivery confidence. Will the buyer get what they signed for?
  • 04
    Reputational and mortgage-risk context. The signals that surface late but cost most.
  • 05
    Policy-grade signal. Ready to inform mortgage policy at branch level.
POLICY SIGNAL · RETAILPASS
Sample Project · Sofia, Manastirski Livadi
Mortgage underwriting signal
PROJECT CREDIBILITYSTRONG
DELIVERY CONFIDENCE0.82
DEVELOPER · BUYER LENSRELIABLE
HANDOVER RISKWATCH
POLICY GUIDANCEELIGIBLE — TIER B
RISK LENS
Completion risk
RISK LENS
Handover risk
RISK LENS
Defect risk
RISK LENS
Developer reputation
05 · SHARED INFRASTRUCTURE

One source of truth across two banking books.

Both workflows share the same evidence base, the same governance and the same monitoring. The corporate book and the retail book see the same shifts — at the same time.

01 · CONSISTENT EVIDENCE

Same as-of dates and confidence cues across both workflows.

No reconciliation between books. No two versions of the truth.

02 · AUDIT TRAIL

The same audit trail, ready for internal review and external audit.

Every output has its sources, its timestamps and its reviewer.

03 · CONTINUOUS MONITORING

The moment a project, sponsor or counterparty shifts, both books see it.

Corporate exposure and retail mortgage policy stay in sync, by design.

06 · WHY BANKS CHOOSE TERMINAL

Outcomes a banking team can defend.

DEFENSIBILITY

Committee-ready, audit-ready, board-ready.

Every conclusion carries its evidence, its timestamps and its reasoning.

SPEED

Hours instead of weeks for counterparty review.

Workflow compression measured in real meetings — not in marketing graphs.

MONITORING

Awareness moves with the market, not behind it.

Continuous follow on the projects, sponsors and counterparties that matter.

DUAL-BOOK

Corporate and retail decisions on the same surface.

Two banking books, one institutional source of truth.

Book a banking demo — we'll run BCC Terminal against a real corporate or retail decision your team is currently working on.

Or speak directly to the banking lead.